New Brunswick income tax
New Brunswick’s 2026 brackets are 9.40%, 14.00%, 16.00%, and 19.50%, with the first threshold at $52,333. The provincial basic personal amount is $13,664. CRA recorded no July 2026 change for New Brunswick.
On a $45,000 salary in New Brunswick, this estimate puts annual take-home at $35,814.54 after about $3,338.19 federal tax and $2,644.52 New Brunswick tax. CPP is $2,469.25. EI is $733.50. The effective income-tax rate on this page is about 13.3% of gross salary — that rate does not include CPP or EI.
| Breakdown | Annual |
|---|---|
| Gross salary | $45,000.00 |
| Federal tax | $3,338.19 |
| New Brunswick tax | $2,644.52 |
| CPP | $2,469.25 |
| EI | $733.50 |
| Estimated take-home | $35,814.54 |
Hourly equivalent using 40 hours/week × 52 weeks (2080 hours/year): $21.63/hour before tax.
New Brunswick’s 2026 brackets are 9.40%, 14.00%, 16.00%, and 19.50%, with the first threshold at $52,333. The provincial basic personal amount is $13,664. CRA recorded no July 2026 change for New Brunswick.
A New Brunswick paycheck still withholds federal tax, CPP, and EI. Optional RRSP or pension contributions entered here reduce estimated taxable income the same way CRA factor F does.
Compare offers by salary and pay frequency. Biweekly and monthly net amounts are the same annual estimate split across 26 or 12 periods.
On a $45,000 salary in New Brunswick, this estimate puts annual take-home at $35,814.54 after about $3,338.19 federal tax and $2,644.52 New Brunswick tax. CPP is $2,469.25. EI is $733.50. The effective income-tax rate on this page is about 13.3% of gross salary — that rate does not include CPP or EI.
Estimated monthly take-home is $2,984.55 on a $45,000 salary in New Brunswick.
Estimated biweekly take-home is $1,377.48, which is the annual net divided by 26.
Estimated income tax is $5,982.71 ($3,338.19 federal and $2,644.52 New Brunswick).
CPP is $2,469.25. EI is $733.50.
Using 40 hours/week × 52 weeks (2080 hours/year), $45,000 is about $21.63/hour before tax. That is a conversion, not a contracted wage.