New Brunswick income tax
New Brunswick’s 2026 brackets are 9.40%, 14.00%, 16.00%, and 19.50%, with the first threshold at $52,333. The provincial basic personal amount is $13,664. CRA recorded no July 2026 change for New Brunswick.
New Brunswick Paycheck Calculator
Estimate New Brunswick take-home pay after federal tax, New Brunswick’s four provincial brackets, CPP, and EI.
Federal tax, CPP, and EI
A New Brunswick paycheck still withholds federal tax, CPP, and EI. Optional RRSP or pension contributions entered here reduce estimated taxable income the same way CRA factor F does.
Using this page for job offers
Compare offers by salary and pay frequency. Biweekly and monthly net amounts are the same annual estimate split across 26 or 12 periods.
What a New Brunswick paycheck deducts
Federal income tax
The same federal brackets apply in New Brunswick as in other provinces outside Quebec. This calculator uses CRA T4127 Option 1 and claim code 1.
New Brunswick income tax
New Brunswick’s 2026 brackets are 9.40%, 14.00%, 16.00%, and 19.50%, with the first threshold at $52,333. The provincial basic personal amount is $13,664. CRA recorded no July 2026 change for New Brunswick.
CPP and CPP2
Employees contribute 5.95% of pensionable earnings between the $3,500 exemption and the YMPE, up to $4,230.45. CPP2 applies on pensionable earnings between the YMPE and YAMPE when salary is high enough.
Employment Insurance
The 2026 employee EI rate outside Quebec is 1.63% of insurable earnings up to $68,900, with a maximum premium of $1,123.07.
New Brunswick salary pages
Example take-home amounts
| Salary | Estimated annual take-home | Effective tax rate |
|---|---|---|
| $40,000 | $32,274.85 | 12.3% |
| $50,000 | $39,354.22 | 14.1% |
| $60,000 | $46,047.31 | 16.0% |
| $70,000 | $52,041.50 | 18.4% |
| $80,000 | $58,245.48 | 20.2% |
| $90,000 | $64,664.48 | 21.7% |
| $100,000 | $71,214.48 | 23.0% |
| $120,000 | $83,930.01 | 25.3% |
| $150,000 | $101,330.01 | 28.6% |
Frequently asked questions
How much is $80,000 after tax in New Brunswick?
Estimated take-home is $58,245.48 a year, with an effective income-tax rate of 20.2%.
What is New Brunswick’s 2026 basic personal amount?
CRA T4127 Table 8.2 lists $13,664 for New Brunswick in 2026.
How is take-home pay calculated in Canada?
Estimated take-home pay is your gross salary minus federal and provincial or territorial income tax, CPP or QPP, EI, and any optional deductions you enter. This calculator uses CRA T4127 payroll deduction formulas for 2026, with Revenu Québec parameters for Quebec provincial tax.
How much tax do I pay on my salary?
Canada uses progressive tax brackets federally and in each province or territory. You do not pay the top rate on your whole salary. This page shows estimated income tax and an effective tax rate, which is total estimated tax divided by gross salary.
How much CPP is deducted?
For 2026, employees contribute 5.95% of pensionable earnings between the $3,500 basic exemption and the $74,600 YMPE, up to $4,230.45. Earnings between $74,600 and $85,000 also attract a 4% second additional contribution (CPP2), up to $416. Quebec employees contribute to QPP instead.